KazMicroFinance (KMF) is a microfinance institution in Kazakhstan and offers its services to low-income people with the aim to contribute to the socio-economic development of the country. Year-end 2009, KMF has 24,000 thousand loan clients of which 73% are women. Hivos-Triodos Fund and Triodos-Doen have provided loans to KMF to realise a further growth.